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 Specializing In Affordable Health Insurance for Michigan |
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Medicare
Medicare has two parts, Part A which is hospital insurance, and covers costs associated with confinement in a hospital or a skilled nursing facility; Part B, which is medical insurance, and covers physician services, outpatient care, tests and supplies. The Original Medicare Plan pays for many health care services and supplies, but it doesn’t pay all of your health care costs. These are costs that you must pay, like co-insurance, co-payments, and deductibles. These costs are called “gaps” in Medicare coverage. Medicare was never designed to cover all of your medical costs. These gaps can run from hundreds of dollars to many thousands of dollars in out of pocket expenses! The solution is to get a Medicare supplement/Medigap policy to cover these gaps in Medicare coverage. Getting a quote has never been easier! Just give some brief information below for some of the best coverage in the state of Michigan! There were some changes to Medicare in 2006 and some plans that have dropped to almost unbelievably low costs. Some companies will tell you that these are Medicare plans with an advantage, and they can be for some people with financial resources. For others however, these additional costs may lead to financial hardship! Please be aware that some of these less expensive plans are not the same as the traditional Medicare plans that people had become accustomed to prior to 2006. You will have to pay a co-pay for doctor visits and a higher one for specialists. If you need to go into the hospital, there will be out of pocket expenses that could add up to hundreds of dollars and out of pocket expenses totaling up to as much as $4,000-$5,000. Remember, if something sounds too good to be true, it probably is. Be aware of these potential out of pocket expenses when you decide what policy would really be the best for you. |
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